Meet Curt

Although I have received recognition from various publications over the years, it is the satisfaction of my customers that drives me the most. Buying a home is a special time in a person's life, and I thoroughly enjoy helping to bring that goal to a successful conclusion!

I made a great decision in 1998 to begin working in the mortgage industry, and I don't think I've had a boring day since! My career with Bell Bank Mortgage began in 2010. Prior to joining Bell, I was a vice president with Guaranteed Rate, Inc., and before that I spent over 10 years with Norwest Mortgage/Wells Fargo Home Mortgage.

Our experience with Bell Bank Mortgage and Curt Smith was stress-free. Curt handled everything that was needed to be done, and he was thorough and precise on all estimates! Our closing was very simple and fast. Thanks again for the great job performed!
Sao and family

How I Work

I work hard to provide my customers with timely feedback on pre-approval requests. In fact, I often can issue a pre-approval letter in less than 30 minutes!

I work with customers from all over the states of Minnesota and Wisconsin, many of them referred to me by past clients or area realtors. Regardless of how they find me, I take pride in providing the highest level of service to everyone I have the opportunity to work with.

Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional
SMP 2019

Expertise and Specialties

  • Purchases
  • Refinances
  • Vacation homes
  • Investment properties
  • FHA
  • Conventional
  • VA
  • USDA Rural Development
  • First-time homebuyer programs
  • Down payment assistance

More About Curt

When I'm not working with clients, I enjoy spending time with my 3 boys, who are active in plenty of sports and activities. Although I sometimes feel like a "shuttle service," I wouldn't trade it for the world!